[W126 Coupe] Off topic

[Ernie Stephens]

Hello Dan,

Your way with words intrigues me (in a complimentary way).  If by hire means that you get a chauffeur with the vehicle I can understand the $75 CAN a day other wise I am thinking that rentals are available for less than $30 US.  

I am not familiar with the acronyms CDW or LDW but I suspect that you are talking about physical coverage's for your own vehicle?  Collision and comprehensive are terms that we see on USA policies but there are other auxiliary coverage's such as rental reimbursement or loss of use that can be added onto the basic "full coverage" policies.  In the event that you are involved in an accident in a rental vehicle, you may be held accountable for damages by the rental agency regardless of fault but your own insurance policy may extend collision coverage to borrowed or rented replacement vehicles such as would be the case of your experience in SF.  The deductible that is applicable to your own vehicle would of course apply to the rental vehicle but many credit card companies will take care of your deductible if you have used their card for the rental transaction (see the terms and conditions of use on your credit cards).

My experience with a car rental transaction in Southern Spain was that the daily rent was reasonable but the insurance on that small vehicle was expensive; I would suggest looking into the possibility of extending the coverage that you have on your personal vehicle at home to rental/hired vehicles abroad for a more reasonable fee before leaving home on your trip (you would want to have a certificate of coverage to take with you to show the rental agency that you have such coverage).  

Best regards,
Ernie


----- Original Message ----- 
  From: Dick Spellman<mailto:dick.spellman at gmail.com> 
  To: Dan Gardner<mailto:cruftsk9 at tpg.com.au> ; Mercedes Coupes Mailing Lists<mailto:mbcoupes at mbcoupes.com> 
  Sent: Saturday, May 22, 2010 9:46 AM
  Subject: Re: [W126 Coupe] Off topic


  On 5/22/2010 9:11 AM, Dan Gardner wrote:
  > Hi Folks
  > Decided to visit Canada,Vancover & BC in particularfor for over three
  > weeks,I got the impression over the years that car hire in North America
  > was inexpensive and yet to hire
  >
  > an econony small car (Suzuki Swift,Hyundai Elantra etc) with CDW or LDW
  > coverage is working out to over $75 CAN a day and yet I have hired a
  > Toyota Yaris and Ford KA in
  >
  > Australia,the UK and Ireland for $25 to $27 per day I did have an excess
  > of $2500 (and it was for three weeks)but that was covered by travel
  > insurance.Havent seen any reference to
  >
  > excess with the Canadian hire Companies if anyone has any advise I would
  > be most gratefull.
  >
  > Kind Regards Dan Gardner
  > The MB Coupes Website!
  > W126 SEC Mailing List
  > Postings remain property of MB Coupes, L.L.C.
  >
  Hi Dan,

  If you do not have full coverage on your own policy that provides for 
  full collision and LDW while traveling, you have no choice but to get 
  this added coverage and at the added cost.  I know in the Northwest 
  (ie., Calgary) you need to add for glass coverage where they use gravel 
  for traction in the winter on all the roadways.

  So, if you are comfortable with your insurance companies coverage 
  provisions you can decline and save the $.  Just be sure you have all 
  the needed coverage confirmed and in writing on your personal and 
  umbrella policies before taking this cost saving measure.

  By the way, I had a rental in San Francisco totaled when a fellow acting 
  out what I presume was the Steve McQueen movie, Bullet came over a hill 
  and rear ended me at a red light just opposite the Marriott at the 
  wharf.  I had selected my personal policy for all damage coverage and 
  declined on the rental as per usual. The bill came into my offices for 
  $20 some odd thousand and the offending drivers policy paid all costs. 
    Had he been uninsured, I am told my policy would have paid the bill in 
  full.

  Safe travels.

  Dick


  The MB Coupes Website!
  W126 SEC Mailing List
  Postings remain property of MB Coupes, L.L.C.
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