[W126 Coupe] Insurance for a 1982 500 SEC (EURO)

Andrew Sporner asporner at googlemail.com
Tue Jun 10 08:12:41 EDT 2008


Hi,


> Unfortunately many insurance companies are clueless about "grey market"

> cars. Its much easier not to even tell them it is, just tell them

> year/make/model, etc. To get into the US, it will have to be imported and

> most likely go through a registered importer who will do the necessary

> conversions - not sure how much is needed for a 25+ year old car at this

> point


The headlights and the speedometer and taillights to my knowledge. Like
I said the big question is whether or not I have to remove the
Catalytic Converter
that was added (not bad really considering the PS I would gain) or is
this really
meaning all those hot-rod mods that are frequently done. My car is in original
condition outside of the catalytic converters.


> Once its "US legal",

> no insurance company can reject covering you, unless they have some stupid

> rules about only insuring cars newer than a certain year.


I asked for a deeper explaination from the State Farm and they said that the
state police (in Indiana) has to check to see if the car is safe.
Seem like a lot
of gray area there as I remember during drivers-ed in 1983 them putting two
huge books on the desk (a trooper made a visit) and told us not to argue with
a ruling about the vehicle or they would go through the complete two books until
they found *something* that was wrong on the car.


> If you don't plan

> on driving it regularly, there are insurers who will give you a break on

> classic insurance.


Hmm. Regularly. Well I am buying a historic home where I grew up but will only
spend a few months a year there so when I am there It will be driven
daily, but when
I am not--not at all. I wonder if this qualifies (my guess is not).
My Allstate insurer
(who will do the house) did find in Warsaw, IN somebody that was specialized in
this kind of insurance--but refused as it will not be driven
exclusively to shows and
parades.

Thanks again


Andy


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