[W126 Coupe] Plowed into, literally!

[Dick Spellman]

Thank you Markus and Talbir and RG.

I have no deductible for this loss where I am not at fault.  So, other 
than the insurance adjusters wanting to do things cheaply I have no 
qualms with filing.  But, the car is /was pristine and I want a pristine 
MB.  So, the offer to fix it and fix it right for whatever the reason 
the owner feels this is his best route suits me fine but, I will now be 
waiting a bit to make certain all is well with my daughter before doing 
anything.  I am reading up on whiplash as RG puts it on the web to see 
just what the timing and issues are before settling this out.  My 
daughter is worth more than all the MB's one could imagine!

Thanks all for the advice.  BTW> Red wine works well in calming the 
nerves and in numbing the aches, tis a fine bottle I've opened for this 
not so wonderful occasion.

Regards,

Dick

Sharan Bains wrote:

> Relieved to hear you are all ok and I hope and pray your daughter is 
> fully fit too.
>
> I don't see that there are any legal ramifications on the repair of 
> the car, other than the car being repaired to a satisfactory 
> roadworthy condition, which will be known if it passes the annual 
> roadworthiness test following repair. The police have been and filed a 
> report - that would be all that mattered here in the UK. But I'm not 
> familiar with your local legal requirements, so best check.
>
> Not sure why the other party is reluctant to not go via insurance - 
> from the damage you describe, this will cost thousands to repair. Not 
> claiming on insurance is only worthwhile if the increase in premiums 
> from claiming is far greater than the loss incurred. And I cannot see 
> his premium increasing by thousands.
>
> Anyhow, the metal matters are easily settled over time. What's 
> important is that you are all well and safe.
>
> cheers
> talbir
>
>