[W126 Coupe] I'll be needing a new hood...

[Paul Samarin]

grill, and other misc under the hood stuff.  Just rear-ended a guy at 
an intersection.  No injuries, and very little damage to his Cherokee, 
which I must've slid under a bit.  Crumple zone sure did.

I'm wondering whether to just let insurance handle it or try to write a 
check to avoid the ding against the insurance.  Rates are sneaking up 
on me.

What wisdom does the list have with respect to where to start looking 
for cheap replacement parts.

Paul